Committed to your needs

To our readers of the San Jose Mercury News and San Francisco Chronicle Mortgage directory. 

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

For your new home purchase use our realtor and we will pay you to work with us in either a lower rate or money off your closing costs.  It's easy and simple.  Plus you get money off your closing costs for working with him and us.  Apply on line and we will have Bill call you right away.

Loan Officer:

Robert "Red" Mackie

CA License for Robert Mackie - 01766457 

Direct Toll Free - 877.213.0004